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Cars > agaddoa’s Garage > Blog > You’ve bought a pair of shoes online using your debit card

 

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You’ve bought a pair of shoes online using your debit card

By agaddoa

You’ve bought a pair of shoes online using your debit card but the sole keeps coming off. Repeated attempts to contact the offending firm have failed, so you write it off as bad luck because you didn’t buy it using your credit card? Wrong.

Most people know Section Nike Air Max of the 1974 Consumer Credit Act means your credit card company must take responsibility if something goes wrong with your transaction. So if goods don’t turn up, say, or they’re dreadful quality and the seller won’t recompense you, your card company must pay out.

If you paid with a debit card, Cheap Nike Air Max often tell you you don’t have any protection. But this isn’t true.

A scheme called chargeback run by most banks and card providers promises to reverse your payment if something goes awry. This applies to faulty goods and fraudulent transactions, or if you buy something and the Nike Air Max UK goes bust. There are limits, though.

You need to prove you’ve tried to get your money back by the usual routes, so keep notes of complaints. And you usually have only 120 days from becoming aware of the problem to report it to qualify.

Even better, while section 75 Nike Trainers you only for purchases over £100, chargeback applies if you spend less than this.

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Cars > agaddoa’s Garage > Blog > You’ve bought a pair of shoes online using your debit card

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