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-Nothing to do with cars, except houses have garages for cars...

-Anyway, lending rates dropped again yesterday and my mortgage tycoon nab hounded me once more. I have less than fantastic credit and was still able to lock in and refi the house on a 30-year fixed at 5%!!! Down from 6.65% which wasn't bad, but over a point and a half warrants a killer savings, well worth the closing costs!!!

If anyone is thinking about doing a refi / "personal bailout" I can't reccomend it enough, get on it ASAP!

-Happy Holidays Everyone!