HAVE YOU HEARD: Three gentlemen are riding on a train, not speaking but casually taking note of each other. Finally one of them breaks the silence. He folds back his Wall Street journal and says "Admiral, USN, Retired, married, two kids, both of them Doctors", and proudly sits down. The second guy folds back his Washington Post and says, "Admiral, USN, active duty, married, two kids, both of them Lawyers, and smugly sits back. The third guy rolls up his Sports Illustrated and says "Master Chief Petty Officer, USN, Retired, Never married, two kids, both of them Admirals"